I bet the same concerns about litigation existed when people first proposed credit scores and insurance scores.

Your best bet would be a community bank. 

We have 8 single family house in St.

New tenants deserve access keys that are different from all the previous tenants.Enter LandlordLocks.com:A master key can swap cylinders in a couple minutes (when you first start using it they occasionally take a bit longer)They have entry locks and padlocks that can be keyed the same.A single Landlord key can open any of the locks associated with the landlord key sets.An common entry lock (such as for the laundry room) can be open by any tenants' key.Our Process:We reserve one Key for our use. 

Hi Frank,You think E&O is needed for a single deal like this?

Deal 2: single family bungalow in a very hot area for 220k.

Probably not, you'd probably only consider this because you had bad credit or low income or something that prevents you from living in a safer place.I bet the turnkey provider has rents too high for the area as well...Can you make money on this type of asset...sure but not by paying 70k for it.

Hey Everyone,       I am considering branching out into the RE market. My initial plan would be to build a medium size home ($120K) and selling it for ( $165-170K). The profits would then get re-invested into the next...

Much more flexible coverage terms, single policy, better pricing, etc.In conclusion, don't look for an insurance company, but a commercial broker that will have multiple commercial companies to help you get quotes from.The problem that you run into, and most other growing investors, is the All State agent is not a commercial broker and usually does not have a good connection to a good broker.

In the day, you could buy single family homes for $30,000 all in.