The porch needs to be rebuilt and the garden improved - but my main problem is the large shed dormer that makes the house like a mailbox.Any ideas on what i can do to improve it?

Please shed some light on this subject for me.

Then you'll need to consider the door size and weight when evaluating the openers; the door being heavy might demand an automatic opener.

anyone can shed more light on this topic?

I have spent a lot of time on insurance and I do believe someone specializing in real estate and what we do are worth their weight in gold.

So while private lenders that are friends, family and close business associates rely on the character of the borrower, and not the property, it is becoming increasingly common for hard money lenders to put more weight on that aspect.

I'm waiting for paperwork from the nephew which should include a copy of the title report which will hopefully shed more light on this situation.

This can easily cause the economy to go sideways for a while since it is a negative weight on so many industries.

I have a variety of loans, but the weighted average interest rate is 5.7%.

They will always add the higher income earner and put most weight on them for a loan.Historically on loans the bigger earner always carries the mortgage payment out of the two.The credit comes in from someone can make a 100,000 but spend 120,000 and someone can make 50,000 and save 30,000 so it's income earned and how they use it (credit score) that makes a difference.To be able to sell the loan off everything has to fit in a nice little box.If it doesn't and is approved someone's job is going bye,bye real soon.Most local to regional banks in my area will not touch any what they term as EXOTIC financing.Meaning anything outside the norm.They want to get existing junk off the books and make loans that on paper have a very low chance of default.From what I was reading certain parts of PA is one of the first markets rebounding in the country for values.I would look at clothing,cable,vacations,increasing your real estate closings,etc. to increase cash flow and reduce debt.If you work at a brokerage work on getting your brokers license so that you keep it all.That will increase your income right away.