Question about mortgages and LLCs

[Georges A.]

Hey guys,

I've been researching for a while the advantages of LLCs. In fact some Kiyosaki books pretty much imply that if you're a REI and you're not an LLC entity (ideally in WYOMING or any other LLC friendly state) then you're playing with fire.

So I am lost here as I am trying to start and I cannot find one mortgage lender willing to lend me with an LLC (and I am definitely not investing 100% cash). Can I get the loan and then convert to LLC or would they force me to refinance? anyone can shed more light on this topic?

Thanks