He's got a bit of a bachelor thing going on in his unit aside from the pictures of his kids he has hanging on the wall.

Things that will help a lot are any neighbors that saw them loading the property into their vehicle or witnesses to them taking a hammer to your walls.

Now, there are those who do things like lease options who advocate in favor of these warranties, but those who favor this are looking to not have any involvement with the property so the tenant/buyer can just call on the warranty company for service; as a landlord, retaining ownership for a long term, you have more at stake and you will have more involvement.

I finally came to the point where I decided to take the stress out of the equation.My business model, which has proven to be very successful at retaining long term tenants, is I don't charge late fees.

Their children did draw on the walls, but who cares, its just paint.

In title states a lender may be entitled to retain a property, unless a borrower takes other actions for excess equity. 

The property withstood the '89 earthquake, had some damage mainly due to trees, I think, in the'83 storm, and has a pretty decent retaining wall thats tied back well.

Biggest takeaway-Make sure to use sound barrier caulk between the ceiling and wall, NOT drywall mud so that the sound vibrations do not travel easily to the wall thus transfering the sound and you hearing it there instead.

He has allowed his children to write on the walls, kick in the wall, broken two windows and clogged the sink too many times that I can't remember.

I turned off the light from the wall switch and called the fire department.