I am thinking of getting the pro membership so I have access to all info

If you can get in with a volume residential lister then they might have access to what you are looking for.

We allow pets because we are a family with a dog and understand the circumstances, even though we do have restrictions.

Ideally I would just be purchasing this with cash but I do not have access to that amount. 

@Mike Corrill  How you can "utilize" the land can be restricted to what the parcel is zoned for.

Ben, This is a quote from https://barneswalker.com/seller-financing-restrictions-under-the-dodd-frank-act/A lease option contract where an owner rents out residential property to a tenant and gives the tenant an option to purchase the property after a specified period may also be subject to the new Dodd-Frank Act, if any of the rental payments are used as a credit toward the purchase price or create ownership equity in the property.As you describe your 'rent to own' it would fall under this rule.If you use part of the payment for the purchase of the home, or extend credit for such purpose you fall under Dodd Frank.So- my best guess answer to your question is if you are doing rent to own, you need the licence. 

You will need a broker to originate your loan.Understand that since they deal with the public, there are more restrictions on a real estate broker.

How do other investors that are just starting off access equity from their property? 

His secretary insisted there would be all kinds of roadblocks to doing that in a timely manner, and I didn't proceed, but expedited access to that kind of loan was yet another reason we had put the money with him instead of leaving it where it was.During 2018 we lost $4000 of the $36,000 and paid him approximately $400 in management fees for the privilege.

I found a house with an odd layout - it's a 5/3, but one bed/bath can only be accessed through another bedroom, or from outside through separate entrance.I'm looking at separating the house to create a 4/2 traditional rental and an attached 1/1 Airbnb.