Our credit scores are really good, in the 700s, but these are the reasons we have been denied when applying to some banks for HELOC or equity loan.Any suggestions or referrals you guys can give?

@Jay Hinrichs Thank you for the feedback and for the referral.  

@Kirby DavisI just sent you a PM with the referral in your area. 

We did pay some closing costs to get the paperwork done & in order to get the deed into our LLC and I think we paid a referral fee to the person who brought us the lead.What made you interested in investing in this type of deal?

Hello all! Texas here and i do direct mail and recently i thought about putting "Refer a friend or neighbor and get $1,000 if we buy their house!!!" on my mailer. I am not a licensed realtor and was wondering if what ...

They have several good ones, and you would be much more successful networking with local investors, and getting to know them, then getting referrals to team members, than you might here.

This one was a referral lead from another investor.How did you finance this deal?

I would def consult an attorney the most expensive advice you can get is the wrong advice so I would consult a local attorney like your doing, I would contact the local REIA(local real estate investors club) & talk to them-they should give you free consultations, & I would call the local BAR & get referrals, if you can get it in your name then you could cashflow it, rent it, the renters could be an issue but TX is a friendly landlord State :)  anything can be rented really, even people who don't own the props rent them out sometime if the owner is absent or not in the loop, much success!!!

I actually asked my local real estate agent for a referral for a local lender she worked with and used them to purchase locally.

Brokers have vested interest in satisfying your needs since they rely on referrals and repeat business.Access to different lenders, banks, trust companies, investors and financial institutions.Fast credit and loan pre-approvals with no cost or obligation.