Plus, it seems that the tenant buyer may be willing to pay a premium rent rate for the service you are providing.So if I have a relatively small amount of capital (let's say 30k), and I can collect ~15k per lease option property, at 5 properties that's 105k.

@Daniel Maneyworst case scenario - You will not have a problem getting insurance, but the premium could be 10%-25% higher on the next policy.

However, what usually happens is that your insurance premium goes up and city/county taxes go up.  

It's a small kitchen and cabinet space is at a premium, so which is more important cabinet space or dishwasher?

I feel the same way about health care -I am waiting to see how much my insurance premiums go up this year. 

I have done a  couple of wholesales and don't really focus on it, but when I do it , it's deals that I want to do but can't really manage at the same time (like now I have 9) and I don't want to wholesale but have no choice but to.. so I charge a premium.

For example, Colorado's policy is to bid up with premium and people can not see how much higher other people are bidding in the online system, I am curious in previous years how much premium needs to be added in order to win a bid, in a ballpark. 

Now I know that can be tough for anyone and the exact amount depends on your personal situation, but you'd be surprised how achievable it is to save a good chunk of money in a year once you make a budget and stick to it.Going back to the Airbnb business model, lets say an apartment normally rents for 1200, but you think it could bring in 2000 on airbnb, I don't see why theres any reason if you were transparent and brought up to a landlord that you would like to partner with them and pay them a premium of 1500 lets say for furnishing it and allowing you to profit off of it.

In the commercial world, especially for premium office and retail space, they are often accurate.

It's definitely a cashflow deal and plenty of cushion with leverage, just I feel I paid a bit of a premium since its in the "nicer" part of a not so nice area that is right next to a nice area.