I've got my eye on a plot of land and I decided to reach out and request more information.

If its 4 units or less the income approach which Cap rates are used not so relevant. residential units are appraised by per unit precises and CMA of comparable sales. 

How to decide on which lender you should send your private sensitive (tax, income) information to? 

meaning decide on what exit strategy you will use.

So I checked it out and listened to some podcasts and decided to dig deeper.

Would love to hear what you finally decide on doing with your investment capital!

You have to decide what is and is not acceptable for both.  

It would be nice to hear from some people who have some experience with one or both of these loans before deciding which loan to use.

@Robert Adams: I decided to look up “Upnest” here because I had just recommended it to a friend for an upcoming sale, and came across your post.

Pete over 20 years ago.We both (the other parent and I) independently decided AGAINST investing in Florida, even though we were both looking to diversify our real estate holdings (and had put Florida on the short list, at first).