But there is a decisive difference in the types of "Crowdfunding" and any Industry (for profit) must clearly define it's self.Then I read of all the talk that an investor must be accredited and how can we now be sure the person is accredited.

it has helped me make gut decision based on what I see change over years

You need to have some money saved because most repairs must be paid out of pocket due to the poor cash flow.

Once you answer those questions, it should help with your decision but a lot of factors come into play.

Assume the decision makers will be looking for a showing of competency in process and fair economics.Ultimately sounds like something to pursue.The second situation where the bank is not interested in selling the loan.  

If that is the wrong decision please let me know.That's about all I have to say about myself.

You'll need to make those decisions yourself on strategy, it'll depend a LOT on your market.

It sounds like we made the same initial decision/mistake.

I wonder how much of this is poor thinking?

RBC's decision to treat 5&6 unit properties under 500K as residential grabbed a new market slice for them and has other banks looking to follow suit.