Being that I own it outright, and only need $125k (budgeting for unknowns), not many hard money lenders have been overly interested.

Failure is not an option in anything that I put my time and money into. 

It is still a good investment, as money continues to flow into the area.

The idea that you can build wealth without putting any money into it is a recipe for disaster and the sales pitch of gurus trying to steal your money.

Layoffs have started for full time jobs and people want to save money instead of going on vacation, other people can't afford it because they have run up their credit cards because their salaries hasn't matched the rise of inflation for basic goods.

What I have learned is that I make a lot more money when I focus on finding and negotiating the deals not doing the rehab labor.

For example, turnkey is great for people who are busy working 9-5 and want to simply invest their money somewhere instead of it sitting in the bank.

The odds of losing money are much higher than the odds of making money. 

I have been watching the news and they are pumping money into the city.

I've bought numerous properties with none of my own money - but you have to work to find these deals and make a lot of offers, and hear a lot of no's.