We don't have an LLC or anything established yet.

If so, how would I establish that I'm purchasing a property as an investor if not via some sort of business entity. 

However, a corporation cannot be established for the mere purpose of lending money in excess of the 6% limit.

A mortgage broker already has established relationships with multiple lending institutions and can take your information one time from you and know who to pair you up with. 

Im 18 and still establishing my credit right now so there is still time i think before i can make my first purchase.

We would also have an in-house pharmacy and the property has a rehab center that would create additional income.Negotiating quick cash buy (15-35 days) for short term inspection period in order to create motivation to act now.It's appraised value is 2MM.Looking for short term equity partner/s where there would be an agreed buyout at the end of 16-24 months with no pre-payment penalties should we buy out sooner. 12 month deferred payment.The property would be for a Behavioral Wellness Center that would cater to our clients suffering from clinical depression and would be a short term (6-12months) to long term (18-24 months stay) recovery period.Clients would be required to be medically stable and able to perform their own activity of daily living (shower, groom and feed).Staffing would include RNs, LVNs, Support staff (Techs, kitchen staff, Nursing Assistants, HR, Education, Administration, Contract Counselors, Addiction Counselors, Technical support, Groundsmen,...)Would you be interested in this deal?

The package needed at least three board members to sign off before approving the loan that would refinance my debt and establish a new line of credit against 2 of my properties, with the potential to refinance more of them in the future.Well, it received three signatures.

In any case, I have done this where the interest rate was bought down (PPD interest), another where the purchase price was reduced (requires a new Amend/Extend to the CBS contract), another where the buyer needed to repair the roof and paint the exterior, but did not want to come out of pocket, so a repair escrow account was established for this purpose.

It's a third world country trying to become a developed country, but still a long way to go.The medical care here is poor for major medical.

Now starting in 2014 you can go with a broker that is inexperienced in Qualified Mortgages, or an experienced, established lender.