Mortgage Broker near Baltimore vs Online Lender
Hello BP.
Does anyone know of any reputable mortgage brokers in the Baltimore area that I could pursue financing options with for my first property? This will be my first time purchasing a home/property as well as my first investment property.
On a more general note, has anyone had any experience with using an online lender as an investor? From what my research tells me, most online lenders seem to be a few points lower in interest rate (and seemingly lower in the # of fees as well) but admittedly, I have only done basic searches for online lenders on sites like zillow and trulia and have NOT actually gone completely through the qualification process and/or received any GFEs yet.
Since my credit score is "good" but still hanging on my pre-home purchase credit score criteria, I don't want to move on requesting actual quotes / qualification matters until I have a list of lenders/brokers I want to pursue first. Once I know exactly who I am going to pursue, I will do them all at once so that the "hard" credit inquiries they all run show up w/in 14 days of each other to minimize the credit hit I will take.
Any advice on lending, both local and general, would be much appreciated!