Since I cannot find a way to talk to someone over the phone on Zillow I contacted them about this via email, where every response takes a very long time.

This last term refers to the presence of at least one child under 18 years old, and also protects prospects and tenants who are pregnant or in the process of adopting a child.

Lastly, I would try and manage yourself if the coa takes care of everything outside, this will allow you a cushion in case something goes wrong.

Nothing but a great experience with JWB in the last couple of years after buying 3 homes.  

Those who are most successful are experienced pros who put in the long hours.

Just depends on your long term goals. 

Get with a good local agent who understands the submarkets, and buy for the long term.

So, as long as you have at least 5% down AND the second lien meets these requirements Fannie Mae second mortgage requirements  you should be able to do what you are looking to do. 

How long should we keep our insurance property (if we can even do so) in case the tenant decides to sue us?

If long term holds aren't working right now because of high interest rates, maybe look into mid-term or short-term rentals.If mid-term or short-term rentals don't work for a property or market, consider simple fix and flips.If entry prices for simple fix and flips are too high, maybe look for major renovations.