The inspector really helped me create the initial call to action for some of the big ticket repairs we had to negotiate. 

The interiors of most units will need to be rehabbed, and we anticipated initial rehab costs in the $300,000 range.

Even if you decide to fight HUD *(initial reaction: crazy), your best path to future success on this property is to present the Muni with the idea that you WANT to make the property safe and whole, one way or the other.

You may want to consider that the interest rates are continuing to creep up, and in 6 months they may be higher than they are now as a result you may want to hold out a bit longer on the refi. make sure that the deal at whatever rate you choose meets your financial objectives just incase you cant refi for whatever reason at the time that you initially projected.   

I knew the basics of a subject-to deal but this takes you through all of the steps, start to finish. 

Step 2 of the practice is to use the BP calculators to analyze the deals.

Initially I only paid 10%.. but next day I paid full amount, got receipt from sheriff and some paper with stamp on it that says record of sale/interest....To me it seems like this is all clear even at this point deed has not been recorded, I told bank that I paid all the money to sheriff and they'll send the money to bank shortly...Is this all clear now for me to take possession ?

I've seen it over and over again, a couple could have worked out the issues, (Yes in most cases they can) but they won't just step back and take a deep breath and think about what they are doing, They married for a reason and that reason still exists.

What are your initial thoughts behind the podcast strategy and long term goals?

@Michael DobsonThere is a saying for this:  "Great initiative, bad judgment."