They are mostly looking for fully rehabbed properties so the environment is strong for fix and flips. 

My taxible income is 10k or $2,500 at 25% tax rate or an effective tax rate of 8%. 25% of those savings over 16 years in my case will require me to return $17,500 at the close of sale which I included in my figures above.According to case shiller, real estate has only increased an average of 4%/year (worse than bonds) over the long run and average cash yields in Cali is 3-4% making turnkey property investing today for the average 9-5 guy obsolete and unaffordable for the middle class thanks to our politicians and institutions, hundreds of get rich quick books, videos, seminars and sites like these for creating an environment that treats single family homes like a pump and dump stock.

Is anyone able to share how the fix-and-flip financing environment has changed over the last few years and what sort of impact those two trends have had?

Just be sure to invest that profit versus sitting on it or blowing it on something that won't help you in an inflationary environment.

In Canada, we have a pretty stable economy and interest rate environment, fortunately. 

The deals in today's environment will not be handed to you ?

I actually have, but I'm seeking just a bigger cross-section- Typically like an environment/chatroom/website that has a section for international investors who are interested in beach access lots for personal construction. 

I've been in the Chicago burbs for over 35 years and Cinci is so laid back compared to Chicago...I worked a few years downtown on Michigan Ave and the hustle-bustle is just insane...I didn't enjoy that environment. 

It's getting tougher to find deals that make sense in this environment.

It’s a tricky environment for developers in the retail and office space right now so location is paramount.