I'll be at the ball game to watch the Cards beat that bunch from Texas :) and watch the fireworks, only 16 of us I think!

Same for credit cards.

How about credit card payments?

FWIW, we have several hundred tenants, but less than 5% would like to pay online or by credit card.

Get some business cards printed.   

They told me that I would have to manually enter every single charge I do on the credit card for the business manually.

I'm looking to refinance my mortgage but I have high credit card debt which is pulling down my credit score.

For the personal side, I need transaction download for personal banking, credit cards, equity investments, and similar.

We do however allow tenants to pay by ACH or credit/debit card. 

We can work with the facts about person A:- W2 before tax income of 70K- Less than 1 year full time work experience- International travel at least once a year ($2500/yr - airfare, hotel, 50% meal & entertainment cost); assume person A will do land and cultural exploration, spend at least 4 hours a day during travel to speak with real estate agent, visit potential investment building and collect their business cards- Utility expense of $115 ($45/mo cell phone, $40/mo internet, $30/mo electricity.- Rent ($500/mo)- single with no kid- person A is interested in doing a coding bootcamp ($5500 cost) and find a part time web development job in the future; knowledge from coding bootcamp can also help person A to gain knowledge with automation in his current W2 job- Does not own any business, but sometimes would talk about side business or investing opportunities over dinner table with friends and family (average cost for those dinners per month $300)- Share a name with his mom on a residential property while paying $9000 property tax per year.Here are some opportunities for person A:- 18,000 contribution to 401K- 5,500 Roth IRA or SD Roth IRA- maximum 25,000 rental real estate loss- purchase rental real estate with mortgage and take depreciation and property tax and other fees for rental real estate investment.- tax lien investment- open a LLC- Real estate opportunity in Bangkok or Manila (USD$50,000 for apartment, 0.5% rent to price ratio); foreigner can only own condo, not land- Real estate opportunity in Malaysia (USD$80,000, 0.5% rent to price ratio); foreigner can own land- Real estate investing opportunity in Brazil, Greece, or etc.- purchase land through tax sales, find construction company to build and rehab houses.Here is an example of basic tax liability for person A if he does not participate in creative investment activities using 2016 tax rate:Salary                                                         70,000401K contribution                                     (18,000)Roth IRA                                                            -Property tax for Primary Property               (9,000)Bootcamp as miscellaneous deduction      (5,500)Taxable Income                                          37,500Tax Liability (932.5+15% over 932.5)       6,417.63How would you add or modify this sample strategy to help person A to lower his tax liability and turn it into investment fund?