high credit card debt looking to refinance my home

[Sam Spade]

hi members I'm hoping that someone can help. I'm looking to refinance my mortgage but I have high credit card debt which is pulling down my credit score. I want to put the credit card debt into the new mortgage but I won't be able to get a favorable rate because my credit card debt is already so high. I'm at a loss on how to fix it. Any help or Ideas would be greatly appreciated thank you.