You may give them fuel to deny a claim on this. 

no argument there...i am already working that end of the spectrum. however i don't want to deny myself a chance to make some money in the interim. the reason i put that out there the way i did is because i'm looking to partner with someone and "pay the cost" of not having the key elements (no money,credit) while i "do whatever it takes" to get in the fast lane. my best thought so far is to piggyback on a line of credit using property to secure while i rehab low price homes here in alabama initially. i am offering 2% over the cost of the line as well as 2 points on the draw for purchase and acquisition as well as 20% on the net sale. all the other components are there (knowledge,expereince,construction teams, retailers, marketing and financing through conventional,fha or notes) that is why i am grinding everyday, no is not an option and plan b is plan a...i'm sure you know all the cliches.

The other reason is that you don't want to give them any reason to deny a claim.

However, if comparable properties in the neighborhood have a market value much higher than this property, a property tax appeal might be denied.

The question may seem odd but the thread doesn't rise to the point of deletion here; I am guessing the OP may be just blowing off a little steam, maybe after being denied a mortgage.

They hit me up for 9k to do take their more conservative approach or I could pay15k for their more aggressive approach to finding motivated sellers, building a business, etc.I also asked to speak with folks from their testimonials (youtube videos) and was denied access to them because "they are doing deals...How could they make time to talk with someone [such as myself] without paying them a fee..."

Then again, I don't want to deny my tenants the benefits of off-street parking if I don't have to.  

investors to get out there and overpay for properties, thereby denying opportunities to more rational investors?

As a landlord, you would be setting yourself up for a lawsuit, and rightfully so, if you started denying housing to people with mental health problems.

When I applied for a home loan with them and was denied.