I think it's always funny when I see some study or whatever that defines FICO > 640 or FICO > 680 as "good credit" and then starts comparing borrowers to borrowers from there, or infers that some neighborhood is being targeted for higher interest rates.Erm, excuse me, pardon me?

I should be receiving my real estate license in the mail any day now, so I'm trying to grow my client base for that aspect.  

I want to get my hands dirty, learn the ropes of the hard work/labor aspects, and then spread my wings in the design strategy aspect. 

Its all about putting $'s together, you can find the deal, but if you cannot define creative means for financing, especially  as you expand your base in REI and get into more complex or larger deals, you can never have enough $. 

In this post I would like to bring one of the more over looked aspects of RE investing (in football it is field position and clock management).

I also love homes - the tangible and intangible aspects.  

I find it strange that some read "the sum of the parts is greater than the whole" to mean as an investor (or even a home owner) we have to win in every aspect of ownership or 'the sky is falling' starts to occur.One of the BIGGEST mistakes foisted upon the baby boomers was the notion that your home is an investment. 

Make sure you both define what the other's role is in the deal.

It all worked out, but I thought I would note this often-overlooked aspect of real estate investing.

On a last note, municipal liens is just a small piece if the overall puzzle and really one of the easier aspects of the process.