Marco you make absolute sense and I suppose in my heart I probably knew this was risky for my first venture.

It's unfortunate that some people see only bleeding hearts when there's a much more valuable lesson to be learned.Tom Goans did something much more profound that relieving someone of 2 months of debt each year (a great thing on its own!).

It's not for newbies or the faint of heart. 

I know the SFV very very well and know most of the areas by heart on price points.

I would like to avoid that because I would like to avoid early payment penalties, and I have my heart set on one of several properties for personal reasons.  

I just didn't have the heart to pitch the recently bereaved on a real estate deal.I hoped that their mailing program would do the heavy lifting for me. 

I know I'm my heart that even if I screwed up major I would still be able to come back from it.

As a newbie I know your heart goes out to her but this is buisness and in reality not a good business deal.

We all know the McDonald's menu by heart, even if you don't eat there, but they still put ads on TV every single day.

One of the owners had a heart attack, and the spouse doesn't want to have to deal with it anymore.