Acreage is 0.89 in a c+ neighborhood 4 Plex stand alone houses rents all at 850 Purchase price at 450k FHA with property Tax at 3600 annually Premium insurance at 307 monthly APR at 4.79%Interest at 2.99%Assumptions: vacancy at 5%, cap ex and repairs at 5% My thoughts running the numbers it’s “bad deal” however this property could fit commercial requirements with an option to build 2 more units.

@Dan DelcorioEveryone jumped at answering your question, making assumptions based on your vague description and accepting your decision to sell.

(this with the assumption in the future, the rent can be increase and the appreciation of the house increase.   

In short, for the expense side I identify my assumptions outside of Principle, Interest, Taxes & Insurance (PITI) to determine the bills or payments due. 

Don't make broad assumptions when it comes to law.

I believe my best bet might be to call a local realtor or property manager as they would know the market better than I can make assumptions online. 

If you tell them the assumptions to make (income, credit score) then they should be able to tell you what they can do for someone in that position. 

If you don't give a reason, you are leaving it in the air for the person to make up their own assumptions about why they were rejected, and most times they assume its because of those categories in the protected class.

When you look at your BP Calculator for the deal, will you have built equity over 5 years with conservative appreciation assumptions for your market and tenants paying down your principal?

Estimating repairs is a difficult thing I've been doing research on it but there is no exact science. does anyone have any quick idea on how to estimate repairs.my assumptions arebasic bathroom 4500 to 6000kitchen 5000 to 7000Roof 4500 to 7000electrical upgrade  3500 to 5000Hvac 4500 to 6000Windows 200 to 350 a piecere-doing entire plumbing  3500 to 5000Please if you have an better idea people rein in on this, i am new and these are just assumptions.