Hi Yvonne, you can see who has scheduled payments with Cozy in addition to who has set up their account for auto draft.

They said they’ve never kept books on the stuff, they have these units and other units’ rents all getting paid into the same account so “we wouldn’t really be able to tell you what is performing at what rate or what vacancy we have at which complex because it’s two separate complexes”.

This is not to say that some smaller companies won't have these things in place but more often than not the larger company will have dedicated staff members that can assist with business planning, accountability, coaching, social media and more than likely a broker in charge who does not sell but is there to manage the agents and the office.Keller Williams has some great programs worth looking into.

I was further pleasantly surprised when I made an account on Bigger Pockets and the very first post I saw was a reply by a good friend, @Wes Woodhouse! 

I have an accountant.

Right now I have on the following on my radar:$3k (immediate): W/D and hookups$15k (~2 years): 2x heating conversion to natural gas and baseboard heating for 3rd floor$15k (~5 years): House sidingI've budgeted $500/month for capex and am putting it into a savings account.Down the line, once i'm under 80% LTV (5 years w/o appreciation), I'm not certain if I should consider using a HELOC for capex or try to rely on a savings account. 

Maybe an accountability partner but mostly just someone who knows the area.

You can even include bank records to show that the money was deposited into your account(s) (my idea sounds drastic but the mortgage company I worked with asked for tons of paperwork from me because the lending bank had requested it - some borderline ridiculous).Prior landlord/ownership experience definitely helps when shopping for a loan. 

@Jim JamwantGreat answer from @Linda Weygant However, you can get fined for not filing 1099s and have you or your accountant explain to the IRS why you don’t need to supply one which will be frustrating and expensive.  

Payoff amount good through"______"Daily interest per diem" $________plus wire instructions and our notarized signatures.On the 17th of the month, they wired money to our account - in the amount of only the principal due, MINUS one day's interest!