You’ll look back one day when you’re ready to buy a multi-family with a normal conventional loan, 20-25% down payment, and thank yourself for saving tens of thousands of dollars having used your VA loan for the first couple. 

@Davey DavanoskiYou can have all the rental payments go to your personal savings or checking accounts, or for the purposes of easy bookeeping, you can also setup a checking account for the LLC and have everything go in there.Then sweep out owner funds each money to your personal account when needed.But, that is just for bookeeping purposes.

The only saving grace is that on the blocks I am purchasing, the homes are still habitable.We have been contacted by a seller in Wallace NC.

I've read about possibly saving up $20,000 for a down payment on a loan and also read about partnering with people to have a bigger down payment for a bigger loan.

I feel like I’m very blessed and lucky to be in my current situation and that I could be better utilizing my financial situation to build real wealth instead of clawing away at it annually via W2 wage income only (and saving only ~$70k/year).Unfortunately when I model out deals, with today’s cap rate environment, I can’t find anything that generates meaningful levered free cash flow.

I just would like to know if I will be wasting time to save a few dollars by shopping around or if it is really worth it to bring my business elsewhere.I have great credit (750+) and enough money in the bank to do this deal in cash, if that makes a difference.Thank you so, so much for your time!

Im an awesome saver ( 20k saved out of a 30k/yr job) and want an investment goal.

@Eric LeBlancWe have done well investing in the Spring area - One thing that helped our bottom line was to reduce our expenses by investing in areas that have lower tax rates - we moved completely out of Harris County to Montgomery County and found further savings by buying in neighborhoods without a MUD tax - we effectively reduced our expenses by one percent or more (which is like having an extra month of rent).Good Luck and Happy Investing,

We looked at duplex’s to eight units with a builder just copying other recent projects, so a bunch of costs saved.  

There are many things they do that make no sense financially but they're dealing with big numbers and can't handle the work required to save a few properties here and there.