I think my fiancé is also freaking out now knowing that my identity has been stolen, but frankly my ID was apparently stolen as of 2011 according to the records I have looked at recently, and yet I've never had an issue getting past any requirements of the last two places I rented from — until we stumbled upon this incompetent management company in DC named Platinum Properties DMV where I had to go out my way each time to do their work for them after the TransUnion website kept insisting I had a house loan in NC lol when I've never been able to get a loan (frankly I'd like to meet this criminal who managed to get a loan with my horrible credit lol).Upon viewing the rental the Realtor who was sent out to us by Platinum Properties even handed us the wrong rental application from a completely different management company too, thus we had submitted it to the wrong management company (we got the mix-up cleared and our money back).

Is it bad practice to contact the other broker directly to see if he had submitted an offer? 

Account ClosedWhen you apply for a loan, your file goes into underwriting to make sure everything you submitted in your application is accurate.  

They will submit to the city and have permits ready.After that they will have qualified contractors bid on the work.

If so then you need to submit your secured claim to the court and wait it to be paid out.

When we find a deal that fits their criteria, can they act by submitting an offer?  

Even if you're pretty sure a house isn't worth submitting an offer on, the more practice you have the quicker you'll get and the easier it will be to spot a screaming deal when you see it.

I submitted a pathetic version.  

I simply won't do any legwork outside of showing the apartment until they submit a background check.  

If the MLS indicates they are open to FHA, I'd go ahead and submit a VA offer anyways if it otherwise fits your criteria.