Raul,Do you specialize in any particular aspect of real estate?

As an agent, I would encourage my sellers not to accept anything lower than $1000 unless it was a very special situation. 

Lastly, you go to the commercial space that Joel Owens specializes in which are big box stores with really long leases but low cap rates.

Here is the straight answer.I put all homes under contract with the SELLER as "Principal".I then sign a listing agreement with my SPECIAL realtor team to "Sell" my contract.

They specialize in landlord/tenant law.

(I ask this because my current tenants pay me by only TWO methods that are SAFE for me--electronically/online or direct deposit in a special bank account)--are appliances tenants or owner's?

Now that the Bank owns the property, they will sell it to you using a “Limited Warranty Deed” (sometimes called a “Special Warranty Deed”).

Talk to nreinsurance.com, they specialize in real estate investor insurance, @Tim Norris can help you. 

I attribute this partially to the location. 

It clearly proofs your dedication towards your work specially "My work is never complete until you are residing in the home of your dreams and enjoying the heavenly atmosphere that it offers."