We syndicate medical office buildings and work with investors who really desire to be hands off and trust the group.

And based on the number of companies that are moving to the big cities in Texas and the new expansions to the medical center in Houston, they are expecting quite a bit of growth in the area.

However, he hasn't been taking full advantage of the tool.Personally, I love the HSA strategy and its many advantages, such as tax-free contributions and the ability to pay for authorized medical bills with a credit card and earn points or cashback.

@Joe Gore 3x rent is a bare minimum in my mind......the way I understand it is that the calculation is based on before taxes, so taxes right off the bat eats away 1/3 of their income and then If people have one or more kids, a low income job, utilities, food for their family, clothing, medical bills, etc. then how are they going to cover the rent?

From what I can tell they are not at exactly 3X rent but maybe close.Credit report is not perfect (one medical bill in collections) but still in the good range. 

All,With medical marijuana being legalized in my state I have some tenants that are smoking it inside the property do you believe that this can cause the same damage as smoking cigarettes inside a property do I need to add a new Clause to my new leases moving forward and have current tenants sign an addendum? 

I have no idea if this is medically true or not, but it seems useful here.If you lower your expectations then those who act honorably will surprise and delight you.For instance I always suspect a large barking dog will bite me--I'm ready for it--and when it doesn't happen--I'm glad, and happy.Filter out the fish food and surround yourself as much as possible with "Good" "Dependable" people--which may take a few years to do, but once it's done, it's done. [2] You could attend a Tony Robbins Seminar (you might want to buy a front row seat if you can afford it):https://upwflorida.com/nov-2022[3] Here is some Tony Robbins reading material you might find helpful: https://core.tonyrobbins.com/Global/FileLib/PDF/Re-Awaken_the_Giant_Within_Highres.pdfGood Luck!

I'm stretched too thin tight now (ending our homeschooling year, daughter doing communion, husband having a few medical procedures done, etc) so I don't think I can give my full attention to properly vetting a new tenant and getting the house ready for a new tenant.

If for example my tenant needs a live in aid, or has a bunch of medical equipment that needs to be placed somewhere, they may approve the request to have a third bedroom.

I'm watching unemployment to predict the next pivot...Without a pivot there is no real estate mkt.Historically speaking, rates are increased to fight inflations, higher rates slow economic growth, slower economic growth leads to higher unemployment, higher unemployment leads to more loan defaults on autos/housing/credits cards etc.