There are also Roth conversion ladder strategies whereby you can retire early and convert and tap a portion of your non Roth retirement assets tax free up to your taxable income limit ... this way the funds are not taxed going in AND not taxed coming out ... lot's of creative ways to skin the cat.

@Ben Wilkinswell, that's what i'm asking about.on the surface, it's good. but if there's any USDA gotchas i need to look out for, such as special insurance costs, not being able to rent it out, etc, it may change the outcome.

You also process information quickly and have a thick skin, all necessary in this game.I think you should add these key words for forum topics:Direct mail, yellow letter, yellow-letters, postcards and follow those discussions since marketing is your thing right now.

At the offer stage of the game, there's no skin off anyone's teeth to cancel.

I have some faith in Newark, but I'd definitely like to hear some advice from people with more skin in the game.Hope I haven't ranted to long lol.

Banks want you to have some skin in the game when purchasing properties these days.

generally A lender will want some skin and the game from the borrower

Not sure you will find someone who will mentor you for free - more trouble than it's worth - speaking from experience as you have no skin in the game.  

Ohio solid surface

Here is how I think about structuring the partnership and I would like to hear your opinions:My equity partner will receive 40% of the profits for coming up with the 20-25% required for skin-in-the-game with hard money lenders.