This partner would get “dividend” in form of rent and then 50% of the value of the property for a min holding period of 10years.

its a 4  unit mobile home park, all POH, 100% occupancy with slightly undermarket rents  separate sceptic and a single well.At the asking price of $240K, there is 12% cap rate. 

I am in the midst of my first renovation and considering renting.

Like a $50 discount on monthly rent.

She will be the owner-occupier for the first year until moving out to rent that unit.

In contrast, according to a Yahoo Climate series on how areas are and would be effected by climate change in the years to come ranked Oregon’s Curry County, which is located on the coast, as the top spot on the list of 10 safest places to live in the Pacific Northwest when it comes to climate change risks, and is rated as 20th safest county overall in the lower 48 states.

Where are the properties located?

You want to have an income qualification such 2 - 4 times the gross rent to qualify for the unit.

BTRs are capping rent too.

If you can't get to the 20% down, I think your best option is definitely a house hack, preferably on a 2-4 unit property so you can live in one unit and rent out the other 1-3 units.