If you go back to the conversation with Mr Investor, you should see a "Remove Block" or some such above his replies.

Should the inspection concludes that the property possesses fundamental flaws which renders the property Inhabitable and /or the repair costs of those flaws would equal or accede the sale price of the property, the Purchaser then reserves the right to remove himself and all his obligations of this contract and the seller agrees to refund the earnest money to the Purchaser in full."

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thanks a million RYan Mertz[EMAIL REMOVED]

Generally as an investor you remove taxes and insurance from principle and interest.Taxes and insurance are expenses everyone has to pay so they would need to be included in any financial info you flowed to a potential buyer in the future... principle and interest are entirely dependent on the financing you receive (if you even finance at all) and the seller isn't concerned with.Beyond that, as an owner occupant, your taxes and insurance may both be deceiving.  

Normally when doing a rehab I cut out all phone jacks and remove all phone wires in the house.

I leave holes in my walls, or even covered holes in the floor when r i removed the chimney.

And without a way to finance the rehab costs, rehabs change the LTV ratio.My observation has been that more units in a multi-family typically gives a higher %, but then you also have higher costs in lawn care, snow removal, trash removal, etc. 

But an aging population that can no longer safely drive, but that is unwilling to give up that freedom will put pressure on legislators to remove roadblocks and indemnify manufactures, similarly as existing products.