Car loans have been extended due to raising vehicle prices from 3 to now up to 8 year loans yet FHA and VA mortgages have been stuck on a 30 year term for 70 years.To track near term values, I strongly suggest paying attention to "absorption rates" in your area. 

RE is not an efficient investment vehicle for these large funds.

Regardless, it also looks like you truly know what your next step should be, if your more comfortable and happy working the w2 then that’s what you should do.With that being said, I’m a die hard believer in real estate as the investment vehicle to create financial freedom and generational wealth and think that whichever route you take you should look to invest in real estate on the side as much as possible.

Navy I have decided that REAL ESTATE WILL BE THE VEHICLE that will free me from my marriage to the time clock. 

Who really knows, but keep in mind that your "personal exposures", such as your vehicles, home, etc...

You were able to take control of a house for (hopefully) little to nothing, or perhaps even convince the seller to pay up the arrearages and a little to you, and now you have a business vehicle (the house) that can spin off $250/month of positive cash flow.

She slumped.I lost the sale because I didn’t keep a file of contracts in my vehicle.

(ADU "code" says that it has to be on the back of the property, but is this pre-fab thing more like a vehicle than a building?

That's the precise reason why we do this.

Your DTI will take a little hit with the purchase of a financed vehicle.