Got into REI almost by accident and did what you said - shopped for the best terms to make each property perform the best.I did at one point try to consolidate, but any institution I found that didn’t sell mortgages had the worst terms: higher rates and typically ARMs, which I’m grateful for not taking because my rates would be crushing me now.I’ll look into other versions of some of the things you mention like cross colatteral and construction loan but not sure how that would work considering I don’t actually have any construction needs. 

In addition to the offer terms, a savvy seller will want you to prove your have ample ability to pay both notes (your existing home and the seller's note(s)).

Labor for water extraction, 3.

I am open to properties that may require minimal renovations if the deal aligns with my investment criteria.My long-term plan is to scale my portfolio deliberately, ideally acquiring multiple properties within the next 1-2 years.

I am hoping to stay in the area medium to long term and would like to meet some investors in the area!

Hey @Carlos Martinez - I'm a broker & investor in NYC. 1 - Technically getting insurance is on you, BUT it doesn't mean the agent shouldn't be helping you by giving some recommendations lol... it's an odd thing to tell your client that it's not your job anymore. 2 - In terms of paying out of pocket the commission difference, it depends on what agreement you had with your agent.

One of the highest demand areas on HHI for renters both short & long term.3.

I went to school at Mississippi State, but I'm out of the loop on the area in terms of rental property.

I currently just bought my second property (a quadplex- 465k- that I am living in the basement so I was able to get owner occupant financing- doing one unit as a MTR and the other 3 long term.

Always leave on good terms.