I realize the pros of putting multiple properties in a number of LLC's and the benefits of carrying a general liability policy.

My vote is for a substantial liability policy.

Even though it is my home country I’m reluctant to invest there not just because of the high taxes and pro tenant policies but because of the political instability.

If anything the greater concerns are increasing wage & class gaps, the artificial creation of dollars by the US, shifting policies that artificially create favorable market conditions, and things that if I think about it too long make my IQ of at least 1 start to hurt my head.

Do you actually have the right policy?

Either of them will probably be able to insure you at a lower premium than a stand alone Umbrella policy.

It's mainly there to confirm back-end items like an insurance policy, compliance with workers comp, etc. 

If Biden comes out saying he totally supports "cancel rent" and institutes bad housing policy, I may have to rethink the entire business plan.

Many STR commercial insurance policies actually ask you if you allow “events” - which would disqualify your coverage should you allow this knowingly.

Bulldogs aren't covered by your policy, so you would never have to worry about it kicking in.