Thanks in advance to anyone who reads this or replies.I've been reading Frank Gallinelli's book What Every Real Estate Investor Needs to Know About Cash Flow, and I have a slightly technical question that I thought I'd put out to this community.In this book, he talks quite a lot about money having a time element to its value, therefore, he reasons, in future projections, it becomes useful to discount money you will receive in the future to determine its 'Present Value' (PV).

We have made numerous hard money loans in Columbus and Ohio.

If you have trouble gathering numbers in a certain area, there are numerous ways to get them such as calling local PMs, websites, comps, etc.

Off coarse that buyer could also ask for any work to be done pending inspections but I think she's getting outbid numerous times and just wants a deal to go through.

This in no way invalidates the numerous other ways that other investors have done it. 

I have also had numerous loans yanked at the eleventh hour due to the seller getting a higher price elsewhere.

I have had numerous clients that weren't seeing any "deals" until they solidified a strict goal limit for their property.

It wouldn’t mean that there is something wrong with the property it may mean it just wasn’t a good investment for someone else.Congrats on what sounds like a great deal that you took down.I've seen numerous examples of high cash-on-cash return deals. 

The Ohio City is a very popular area with a lot of new construction and numerous rehab projects. 

Account Closed - your best bet would be to find a good insurance agent/broker who can shop out your properties with numerous companies to be sure you are obtaining the best coverages and premium available.