ALL title companies must be NEUTRAL to both parties. 

@Kevin Tait area and construction will also play a part.  I

All parties were aware of that, meaning they knew I was the buyer and buyer agent who would be paid for my services as the agent.

I took the initiative to learn as much as I possibly could about the business, particularly small multi family buy and hold.

Through lots of reading and learning we have decided to try to find a multi-family/duplex to live in and rent.

Hi John,Multi family in the  bay area is tricky.

My advice, make sure the roles are clearly spelled out in an agreement that is signed by all parties involved.  

and how it looks if you or they want to move out before the other (with you as owner, you cannot discriminate when you place new neighbors for them).Still use a rental agreement, and give both parties an easy out if it isn't working out.  

We are considering a property with two commercial spaces and two 1/1 apartments. The realtor just told me we need 50% down. Has anyone experienced this and are there any other options?

Also related to this property -...

I'm excited to get started ASAP after I get married (in March 2017) and plan to start with a multi-family unit to occupy and rent out other units simultaneously.