Howdy @Travis WhiteI did not see Property Management, utilities, lawn care, or other miscellaneous expenses.  

Keep up the good work...I really enjoy reading your posts on the industry and all the points you make.

The ten-second version is that you unroll it, cut it to size (utility knife or really good scissors), put contact cement on both the cabinets and the veneer, and then carefully stick the veneer down. 

I just utilized an online DTI ratio and my backend debt is a little higher than what mortgage companies may like.Again many thanks for your advice as I appreciate it much!

If you check on meetup.com there are a bunch of local Philadelphia meetups each week where you can meet others in the industry.

Holding costs include acquisition loan payments (if any), tax, insurance, utilities, etc ... that occurs during the Rehab period and up until the property is fully rented.  

My plan is to buy single family homes and utilize the BRRRR method and to get into notes. 

1724 sf4 bed, 2 bath1 StoryNo GarageListed Price $66kOffer/Purchase Price $70kOriginal Estimated Renovation Cost $31kFinal Renovation Cost $36kARV $140,000Sold $143,000Closing Costs at Purchase $4,600 (including $1500 that I pay my agent to handle Auction transactions)Closing Costs at Sale $10,200 (including 6% commission)Holding Costs (Loan Payment) $280 a month for 4 monthsHolding Costs (Utilities) $200 a month for 4 monthsHolding Costs (Yard Maintenance) $0Real Estate Commission Paid at Sale $6,600Note: I pay my agent an extra $500 on top of his commission to make it more worth his time.

I have never utilized his services personally but if I needed roofing done I'd certainly contact Dave Wandel with Charis Contractors.

And it is more common with regional banks.That being said, when I talk about Collateral Assignments in the podcast or my book, I'm usually talking about it in regards to 2nd liens where you utilize private investors.