On the other hand, waiting until after the tenant leaves allows for a smoother rehab process and reduces vacancy risk, but it may impact the immediate refinance value and timeline.

Hi Cameron,First congrats on starting the process of getting your first property!

I am in the process of replacing Evernest

It was a huge struggle and the house was almost lost a few times.

If you're like me, who used to own 11 turnkey rentals and sold them all, and many accredited investors go through a similar process, then doing a cost segregation may not be the best choice.

You're making a huge investment - it has to be worth some time as well. 

The idea is to split the huge kitchen in the big house and divide the house into a 1/1 and a 2/1 and slip the additional unit in the unused attic.

Finding comps on MTRs is a long process and if you choose to do it yourself make sure you look at a variety of sources: Furnished Finder, Airbnb, Zillow, etc. 

I have been reading about adverse mortgage fees in news from Dec 1st( it was supposed to be implemented from Sept 1) and this has been playing in the back of my mind during this refinance process am I little worried if it’s going to bite my back at the time of closing, my current lender has already sent me payoff instructions.

Your future leases should include that this is your process.