@Jonathan Arehart I read your description with shock and a little bit of a smile as I had intended to buy properties as part of a  1031 exchange last year but Memphis Invest, after an initial phone call never felt they should even offer me one house, let alone a list for the $900K I planned to invest.

He's expecting word from me tonight- so healthy pressure.

I understand that they would depreciate, but I don't see why healthy cash flow couldn't be maintained year to year if managed correctly?

If you want conventional financing, I think you need to smile and dial some credit unions and portfolio banks.

I have great credit, healthy cash reserves and no debt so I check all of the other boxes outside of the income aspect.I'd like to stop renting and purchase something instead where I can be gaining equity, appreciation, tax benefits, etc.Any commercial/portfolio lenders here on BP familiar with the owner-occupied programs that are out there?

I've accumulated healthy equity on all 3 of my properties in WA state, but can't figure out how to get it out to put towards the next investment.

The property just barely cash flows but the market is healthy and there's the drama of moving to states I don't know etc. 

My health is back and I can start a new career or do what I love!

Quite often, new home construction is the result of new residents moving in who are middle class or wealthier, attracted by jobs, a healthy local economy, or other amenities as they leave nearby or far away areas for greener pastures.

Have a happy, healthy, and productive day!