@Munjal Adhvaryu Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

@Jae OalmerRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

I'm trying to pinpoint my financial strategy in attaining these projects and HMLs are always suggested to me.My goal this year is to buy my first investment.

I have access to loans at 2%.I have had multiple contractors tell me that my roof will be eligible for an insurance claim due to shingles with storm damage.

Many of these are SFRs (possibly flips, or STRs, etc), who are looking to raise capital either as loans or equity.

I like long-term rental or Section 8, you get great loans, steady cash flow, and with the right tenant not a ton of work!

So if your property is to appreciate only 5% a year, and you put 20% down on a $200k property, you would be earning $10,000 in equity every year NOT including loan pay down.

This makes the initial loan amount look more attractive.

We cant seem to get a conventional loan on just one income. 

The scenario you described is akin to playing the role of a lender and paying yourself the loan percentage—investors pay themselves much like how a bank or private hard money lending institution would handle it.