I'd rather have as little of my own money in a deal as possible, so if my only choices were 20% or 25%, I'd choose 20%, but honestly, I try to find ways to keep all my money out of the deal, period.I'll borrow so I can offer cash on a property and get it at a cheaper price so that when I refinance, even though they keep "25%" equity in the house, the refinance is on a higher value than what I paid.

I feel like I am making the right mental choices but its hard not to believe I am overthinking things.Has anyone else felt like they have analysis paralysis? 

You have excel? 

@ChristianWeber I see you have 3 choices: 1-Accept as is and eat it(not recommended)2-Walk away and learn to spot some of the issues before you pay for an inspection. 3-Ask for cash back at closing to cover things in report, start around $15k-$17k looking at your numbers.

@Ozzy Sirimsi thanks for the excellent info!

@Daniel VillagraYou are correct that eviction filings are excellent in locating burned out landlords.

Scott and his dad, Larry do an excellent job.

AZ is an EXCELLENT market.

Laura Volpini of Volpini Law in Strongsville is excellent.

Does anyone have feedback on the idea of presenting the tenants with a choice between two leases?