Most people think they will be in a lower tax bracket in the future because they plan to downgrade their lifestyle... this is again incorrect money myths that are so prevalent.By taking you money out early you will incur a 10% penalty but if you understand how you can easily get 20-30%+ returns in real estate a year that 10% penalty is nothing.

I'm interested in real estate from the perspective of generating cash flow for my lifestyle.

I would love to network with other people in my area who have the same drive and passion for a financially free lifestyle.

SW Florida...Naples up to Sarasota...is very quiet with a slower lifestyle, but the Fort Myers area has been slammed with hurricanes and the real estate market is active right now (for better or worse) with people trying to capitalize on that.

It sounds like yours is more of a lifestyle decision than a mathematical one.

D Class investing is a lifestyle choice.

We began listening to podcasts and learning about ways to use real estate investing to change our lifestyle and became hooked.

Some owners buy it for the lifestyle of live/work and some purely for investment which means cash flow is important.

You are likely listening to podcasts of people who would love to be in your position.It ultimately depends on what your position in life is and what your goals are.If your current cash-flow can sustain your current life-style, there is no reason to go crazy over risking capital for extra money that you don't need.The goal is to enjoy life not to accumulate extra dollars.Best of luck!

I believe our experiences can benefit the entire community of investors, especially those who are just starting or looking to enhance their booking strategies.Let's make this a collaborative space where we can support and inspire each other on our short-term rental journeys!