Changed subject to be meaningful.

After leasing the property for at least 6 months I should be able to apply for a conventional loan and have to put little (if any) additional money into the deal due to the forced appreciation.To me, this solution would be similar to taking the property subject to but without the owner having to give up the deed to the property.

Buyer makes this offer subject to and contingent upon a property inspection which, in sole judgement of Buyer is deemned satisfactory.

yes, im being lazy and not searching for past posts on this subject.

We got all the proper inspections done before we bought, whereas some of the houses we bought about a decade ago were bought with subject-to (listen to current podcast for more on that).It is a bit more challenging to find the right place, but the gist of it is the same: identify a few good people, such as a Realtor, title agent, lender, property manager.

Example: from 1bd condo to 2bd condo makes sense or maybe even 1 bd condo to 4 plex where you'll occupy one unit and rent the rest, however moving from a 3 bedroom home to a 4 plex may require a very strong LOE - letter of explanation or your file may be declined for occupancy issues - vacating a current primary that does not have atleast 30% equity based on current market value may require you to qualify for both the vacated primary and the new proposed subject property as well with out allowing you to use your rental income as an offset for your property you're currently vacating.

Maybe a battle of podcasts is in order to bring to light different views on the subject matter.  

The colleague who wanted to sell me the deal had negotiated a "subject to" purchase, where I'd only need to come in with 25k to close, with the seller netting 20k.

I listened to the most recent podcast today and it focused on "Subject To" but don't know if this scenario might be the best fit or not.

Just wondering all of you doing Sub2 transactions? Do you legally change the title to reflect you as the new owner? Reason is because I took over a house from a family member a few years ago and now would like to...