It's not a difficult question..

FIVE FACTORS Payment History = 35% Debt Ratio: Balance/Limits = 30% Length of Credit History = 15% Types of Credit = 10% Number of Inquires = 10% FIVE SOLUTIONS Remove the "Bad Credit" "Rapid Rescore" your existing credit Add a "Seasoned Tradeline" Add different "Types of Credit" Remove "Inquires" The point is that even if you are successful in disputing negative items off your report, you are still only affecting at best... 35% of what makes up your score... make sure you address all 5 factors.

And about the loans I think it will be very difficult.

And would you NEED to have your own title company there in order to close or is it sufficient to use the buyer's title company to wire you the balance of the fee?

I can hardly believe the US following a leader to the likes of Hitler, Lenin, Milosevic,...etcThe entire idea of our government is to have checks and balances, I'm not sure one person could reign that much power here in the US.

Though the swings of my occupation make it difficult to project earnings, I should barely make 6 figures this year (a goal I set for myself in February).My parents have been pushing me to get involved in real estate since March and though I am very interested, I feel like I don't know where to begin (unfortunately there's only so much school can teach).

I do have extra cash I could use to pay down the balance to get to a more favorable cash flow/or at least help to increase the amount of principle paid each month.

The balance 50% is your net operating income (NOI).

I am now offering them for sale, at small profit for myself and to move them in this difficult market..I have listed them at about 40% - 50% below similiar lots in the community ( ranges from $25k - 65k).

My contract has a space, if you will, for me getting paid a fee/commission from the option $ out front + the balance of my commission when the option is exercised through escrow.