Septic if desired as described above.Potential rent: $800/moHave under contract for 52k.As you can see it could be a very simple flip or great buy and hold, so I am reluctant to just walk away, but the clock is ticking.Thank you for your time and advice,Billy BellWholesale, Mesa, Arizona

But stand firm on your desire to move them out, clean/renovate the unit, and start fresh.

I know my desire is to get started because if not now, then when?

I love the ambitious attitude and desire to keep going forward even when you're already busy.

Also, for me the fact that it is on the bus line and not the train like say Newark or even East Orange makes it one of the least desirable areas to go from a really bad area to a decent area vs. places like those I mentioned. 

Everything i have read says to stay away from some of the less desireable areas of the city but i was figuring it cant be as big a nightmare as everyone states.  

Overall, the condo sits in a desirable location.What route do you suggest she take?

A long long time ago I wanted to become an appraiser so I do have some schooling for that just never finished it. passion and desire wasn't up there not like it is now.

This was my initial thought:10% down = $2,300 down paymentAND(1) 10 years @ 6%  = $230/mo OR(2) 8 years @ 5.5% = $267/mo OR(3) 6 years @ 5% = $333/moI wanted to give him some options since there are HOA fees of $840 per year and the longer term/higher interest would allow him to stay at/below his desired monthly expense.Having never been involved in an owner-financed transaction before (selling or buying), I wanted to find out if these terms make sense and what else I need to be aware of. 

It is in a desirable area and also a good potential rental property.