Maybe 125 even.I am pondering if there might be a good opportunity get into this house with some creative but not complicated financing where I DON'T have to put 20% down and be advantageous to both myself and him.On the surface, I figure he prob owes about 98K on the house. 

My question is why are wholesalers paying the guys with large lists to blast their product instead of just taking them directly to investors.

I send all of my gray area or those who need creative financing clients.

If you are in the 30% tax bracket and put in $10,000 of your own funds and you company matches that, you have effectively earned roughly $13,000 right off the top, as opposed to you being able to put $7,000 after-tax direct into your own bank account outside of the IRA.Even if the investment options of the employer plan are not great, as a savings vehicle and means to squirrel away some good tax-sheltered savings, it can be a powerful tool.If the company is contributing to an IRA (SEP or SIMPLE), you can ask to house your account in a self-directed IRA that you could then invest into things like real estate, notes, and the like. 

So here we are... trying to creatively problem solve. 

Hi Amy,To be licensed as either a Broker or an Associate Broker, you must have been actively licensed as a salesperson and/or broker in Delaware, any other jurisdiction or combination of jurisdictions for five continuous years immediately before filing the application.I pulled this info from this website: https://dpr.delaware.gov/boards/realestate/resbroker Best of luck, there are a lot of great people on this board that should be able to point you in the right direction.

Once you start getting into the commercial world you tend to see more 'creative' options but one commonality I hear a lot of is that a 5 year balloon term or at least matching a market interest rate is common in commercial type lending. 

I just bought a house at a sheriff's sale, but the owner has a history of foreclosures and coming up with the money during the redemption period. She told me she already has a list of people wanting to buy the redempt...

What are you up to - perhaps I can point you in a direction if you can provide more info. 

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