Even though I could do 30% down, I don't wanna clean out my accounts just because I have been successfully self employed for 15 plus years?

In addition all cutting will need to be done inside (can't setup the saws out in the driveway), which means more time spent cleaning the job site.We are just finishing a deep energy efficiency retrofit of a rental - inside is starting to look beautiful, but the outside is missing siding of one wall and the awning over the entrance needs to be build ... both of which will need to wait until the weather warms and the snow goes.  

For a $100,000 condo with a kitchen like that I would put new hardware on the cabinets and clean them if they are dirty.Put a nice looking inexpensive backsplash up. 

The first person seen it of course took it, even offered to go in and clean it up, and do painting at their cost.I show the Banks even with just my income plus the rentals, and the possibility of 3 more.

Actually, that could work to your advantage, you might clean their clock later on, but, that's another thread.I suggest you speak to a mortgage broker or loan officer, show them your deal and ask them when you can payoff that deal.Absolutely see an attorney familiar with financing, not just RE.

Does it have neutral colors throughout, good curb appeal, clean & orderly?

Guys just tend to see that as extra noise that isn't needed.I am making generalizations and there is exceptions to every rule of course.I think you have to come clean to the GF right away.

It shook her up a little, but the PM dealt with everything, getting the house cleaned, police paperwork etc.

That way I can get some things paid off, clean my credit, and get some cash before I start investing in properties towards the end of Fall.

We want to keep the finances clean and run everything through the LLC but not sure how to receive $ under the LLC.