Private Money for first time home buyer????

[Peter Adams]

Self employed with a good accountant, sound familiar. Either way I have never financed a home even though I have owned/built a few. So now that I am out to purchase a home I obviously do not qualify for any full doc loans because of net income. Seems that I have yet  to find a creative finance person willing to look for sub prime or private money. Only program that was even mentioned to me was a stated income 30% down 700 FICO loan. which to me honestly doesn't sound appealing. Even though I could do 30% down, I don't wanna clean out my accounts just because I have been successfully self employed for 15 plus years? ERRRRR!!!! So frustrating. Any suggestions or tips??? And God no I do not wanna file income tax amendments just to fool the bank, Can honest people find finance in the world today?? Thanks in advance