Hi BP, I am a newbie investor in Houston, TX and I want to build a rental portfolio.

A pure junk response.The only important factor to consider is  "Can a real estate investor build more wealth by leveraging the cash value of a life insurance policy instead of using their own cash?"

My thought was more that the real estate may not pay as much immediately, but to start building a portfolio, it might pay out bigger in the long term, if it becomes the stepping stone to start the process of buying multiple properties over time.Of course, this is all conceptual and I can see the possibility that it might not play out like that due to unforeseen market conditions, etc. 

.- Build with cash and slowly for a strong foundation.- After 3-4 years, look at using leverage to speed up portfolio growth.- Always own 50% of portfolio with cash owned properties.Portfolio should then be secure and cashflow positive.Just my opinion 😁

Kevin What about using the money to demolish the building and sell as vacant land? 

I am currently building a dynamic team of multifamily brokers, mentors, and fellow investors passionate about the world of investing and financial growth.I aim to create a collaborative environment where we can share insights and strategies and support each other in our financial endeavors.

Investment Info:

Small multi-family (2-4 units) fix & flip investment.

Sale price: $525,000

I bought this land, built a duplex on it and sold it.

What made you interested in investing in th...

He can also show you how to incorporate your SM skills to help find great properties and build an REI Portfolio.

Today I got a bill that is 100% more than what I used to pay - my blood was rushing- They increased my building coverage- They changed from "cash value" to "replacement value"These 2 updates that they made cost my portfolio to go double.

Tesla is building a semi truck factory here and other tech companies are moving to the area which increases appreciation for houses because of the constricted supply.