Looking at rental properties at Big Bear City Ca.

The tenant portion can be a portion of the total rent or nothing at all, but it has no bearing on the actual rent amount charged by the landlord. 

Cozy is another great and free site that auto posts your listing on realtor.comAs for the competition you mentioned, I experienced the same on a Bear Creek rehab.

The forbearance is non interest bearing but becomes due at the end of the loan or any sale. 

New BathroomsNew KitchenRemoving some non-load bearing walls to open space upNew FloorsFresh PaintNew Recessed Lights, Fixtures, etc.

Taking out a load bearing wall to open up the floor plan could be disastrous - especially if someone does the work and passes it on to the next owner.

The LTV ratio will reduce naturally over time as the loan is paid down and the value of the home increases.Depending on the type of loan requested, their LTV ratio requirement may be higher or lower and general examples of what it can be are given below in the table:Loan TypeLTV ratio requirementPMI requiredFederal Housing Admnistration (FHA)Up to 96.5%Required through loan periodVA and USDA LoansLTV ratio up to 100%Not required.Fammoe Mae and Fredddie MacLTV ratio of 97%Required till the ratio falls to 80%Source: Investopedia: Loan-to-Value (LTV) Ratio: What It Is, How To Calculate, ExampleDo note however, that the LTV ratio only considers a single mortgage loan when purchasing a property and doesn’t take into account any other money borrowed against the property.

Again, please bear with me.

Examine and be sure that short term rentals are allowed now and have been for several years, bearing in mind that the boards CAN change the rules without notice, and the the laws support the builder, board, management, NOT the homeowners.

What we have now is a slight improvement in the stock market (a bear market rally), just like we had during the great depression.