Materials and labor have gone up greatly in the past few years.4) 50,000 but average home costs were only 200,000 at the time ( 25% down commercial loan).

Can you buy a new primary residence using a conventional loan with a 5% down payment? 

Both of these metrics are used to measure, or determine risk when financing commercial property or making a commercial mortgage loan.LTVThe loan-to-value ratio, or LTV, is a measure of the relationship between the loan amount and the value of the commercial real estate (collateral).Calculating the LTV helps commercial real estate lenders determine both the qualification of a borrower and the proposed terms of the debt being considered.LTV = Loan Amount / Appraised ValueBe sure to understand that the LTV will be calculated off of the appraised (market) value of the asset.

Based on the research I've done, I believe we need a Bridge Loan.

Know your financing conditions and interest rates if you're getting a loan for the property.Deduct all costs from the total rental income to determine your estimated monthly cash flow.

About 4 pages of "loan products" - all with AMAzing terms like no points and .5 (yes, half a percent) interest on certain loan products.

Is there a best 1st Business loan I should use? 

Please feel free to reach out with your inquiries. 

For one property, the manager loaned the property money, not allowed by the OA, which created (unfair in my opinion) distortion when using capital accounting.

This would allow you to put 3% down on FHA loan and rent out the others to offset, hopefully cover, your mortgage payment + taxes + insurance.