I have partners doing new development, spoke with some of the large developers in town (including modular builds) and the 2-4 unit angle was a hard pass. 

The property must be appraised as residential real estate, with commercial/agricultural value not included in the appraiser's market value.

Some firms will include Form 3115 with the study.

With rental property, a well worded rental agreement that requires tenants to report in a timely manner if anything goes wrong is important, including water going where is shouldn't be going.

Mine calculates everything including retirement, education funding planning, life insurance need and many more. 

Closing costs for everythIng (including $1,600 origination fee) will be $3,600.

Also include the BP calculator printouts on your current properties as well as the property you’re refinancing.If you can’t find a small local bank there are many stated income or no doc lenders out there and many here on BP.

I've tried a couple of different platforms, including signs/banners, Zillow leads, mail campaigns, and networking. 

You calculate how much it will cost to fix the problems, and then include those costs when calculating your purchase price. the numbers either work, or they don't.

Any other utilities to include?